Located in the desirable Sugar Mill Woods community, this delightful home on .28-acres blends timeless charm with modern updates. Featuring 3-bedrooms, 2-baths, with1833sqft heated & over 2600sqft TOTAL! This open floor plan is enhanced by cathedral ceilings, creating an inviting and light-filled atmosphere throughout the main living areas. Whether hosting guests or enjoying quiet moments, this home is designed for both comfort and practicality. The master suite offers a peaceful retreat, complete with a sliding door leading to the screened-in patio—perfect for enjoying Florida's natural beauty. A generous walk-in closet provides ample storage, while the additional bedrooms ensure space and comfort for family or guests. The separate laundry room enhances functionality by keeping chores neatly tucked away. This home has seen several recent updates, including a new roof in 2014, a new HVAC motor in 2019, all-new flooring throughout, and new shutters that combine elegance with practicality. The large screened-in patio, makes for the perfect entertaining area. Beyond the patio lies a spacious backyard shaded by mature trees, offering endless possibilities. There's plenty of room to cook out, add a hot tub, or even install a pool, creating your dream outdoor living space for years to come. Practical features include a private well and zoned irrigation system to keep the landscaping lush while keeping water costs low. Ceiling fans in every room ensure year-round comfort, & a built-in intercom and audio system for music and communication. Located in the highly sought-after Cypress Village of Sugarmill Woods, the affordable $9/month HOA fee offers access to a peaceful and well-maintained community. Just 20 minutes from the Homosassa River, local wildlife parks, and the Gulf, this home combines the best of Florida living with convenient access to shops, dining, and the Suncoast Parkway. Don't miss out on this incredible opportunity—schedule your private showing today! **Located in a USDA-eligible zone, this home offers a rare opportunity for qualifying buyers to take advantage of 100% financing options.**