These sellers want to help you move into your dream of living on the water by offering you a credit!!! Love where you live in the highly sought-after waterfront community of Hernando Beach, Florida! This beautifully maintained 4-bedroom, 2.5-bathroom home offers three stories of functional space, including two levels of living. Step inside to feel the warmth and care poured into this home. Recent upgrades ensure move-in-ready convenience, including a new A/C unit with a 10-year transferable warranty (covering parts, labor, and maintenance) with Wi-FI thermostat, a new hot water heater, a new electrical panel, new gutters with underground drainage, newer garage doors with openers and a newer roof (2021). The kitchen shines with new quartz countertops, newer black stainless steel appliances, modern stainless steel single basin sink, new modern tile backsplash, beautiful cabinets and under-cabinet lighting, while the bathrooms boast new fixtures and marble countertops. The main living area is elevated just a few steps up, leading to a spacious family room with a wood-burning fireplace and two oversized PGT pocket sliding glass doors that open to an expansive lanai spanning almost the width of the home. The open-concept design flows seamlessly into the oversized dining area and walk-in pantry. Three generously sized bedrooms, a convenient laundry room with additional storage complete the main level. Upstairs, the private master retreat features large windows for abundant natural light, a huge walk-in closet, and an en-suite bath with double sinks, marble countertop,,a Jacuzzi Garden tub, and a stylish tiled walk-in shower. The private master lanai is the perfect place to unwind. On the ground level, two extra large oversized garage spaces with storage rooms (one 13x16) along with a half bath for convenience. A custom wood bar area opens to a screened-in lanai—ideal for entertaining. The backyard leads to a spacious dock, ready for your boat and waterfront adventures. If you don't have a boat its a great excuse to get one. As you can see in one of the photos plenty of room in the fenced backyard for a pool. No expense has been spared in making this home an exceptional waterfront retreat. Don't miss out—schedule your private showing today! Additional .17 acre lot next door (key #169178)available which would give you a total of .34 acres which is cleared and ready to add a pool, another garage or tiki area. A Lender credit and a seller credit are being offered, ask the listing agent for details.