Still time to close by end of year and qualify for homesteading tax credit in Florida if this is your primary home! Hernando Beach - Direct Gulf Access Pool Home! Tour this stunning 3-story coastal retreat offering direct Gulf access, an in-ground 12x24 solar-heated pool, and a private dock perfect for boating and fishing. This 3-bedroom, 3-bath stilt home lives large with nearly 2,000 sq ft of living space plus an additional 400+ sq ft of finished flex area on the first level (not reflected on the property card), complete with a full bath and mini-split A/C—ideal for a game room, gym, or guest suite. The main level features 10' ceilings, a spacious kitchen, gas fireplace, and triple-stacking sliders that open to a screened deck of over 400 sq ft overlooking the canal and all its coastal activity. A dedicated office provides a perfect space for remote work or home schooling. The private 589 sq ft master retreat occupies the entire 3rd floor, complete with a large sitting area, romantic electric fireplace, kitchenette, and French doors leading to a balcony with breathtaking Gulf views—an ideal spot for sunrise coffee or sunset relaxation. All flooring is hard-surface, with indoor/outdoor carpet on the stairs. Additional features include Simply Safe security system (transferable), in-ground irrigation, central vacuum, fenced yard, and 4-car tandem garage parking plus space for a golf cart. Outdoor living shines with a screened entertaining area (including water spigot and dining space), a floating dock with electricity and water, and a convenient fish-cleaning station. Recent updates: Roof 2022 | Dual A/C units 2020 | Flood policy transferable | Survey and elevation certificate available. No HOA or CDD! Hernando Beach is now a golf-cart-approved community offering a relaxed coastal lifestyle with nearby public boat ramps, parks, preserves, and great local restaurants with live music. Pine Island Beach is just 10 minutes away, and Tampa International Airport, Clearwater, and St. Pete are an easy drive for city conveniences. Experience true Florida waterfront living—peaceful, private, and perfectly located.