Welcome to this beautifully designed two-story home....Eligible for FHA, VA, and Conventional financing, this property also features an ASSUMABLE 4.125% mortgage, NO CDD fees, NO FLOOD ZONE (Flood Zone X), and a LOW HOA of just 199 quarterly. Step inside to an inviting OPEN-CONCEPT floor plan where the kitchen, dining area, and living room flow seamlessly together, creating the ideal space for everyday living. The main living areas feature durable ceramic tile flooring, while expansive windows and sliding glass doors fill the home with an abundance of natural light and provide access to the backyard. Upstairs, a spacious loft offers endless flexibility and can easily serve as a media room, game room, home office, playroom, or additional lounge space. All four bedrooms are thoughtfully located on the second floor, including the generously sized owner's suite complete with a private ensuite bath designed for comfort and relaxation. Located in the highly desirable Isle of Avalon master-planned community in Spring Hill, residents enjoy access to the Villages at Avalon clubhouse featuring gathering rooms and a resort-style swimming pool. Conveniently situated near shopping, dining, and entertainment, this prime location also places you just a short drive from outdoor Florida favorites including SunWest Park and the stunning Weeki Wachee Springs State Park