Set behind the guard-gated entry of Beacon Ridge at Legends, this single-story three-bedroom, two-bath residence carries a rare advantage in today's market: an assumable FHA mortgage with a sub-market fixed rate for qualified owner-occupant buyers — a payment structure most buyers can no longer access at any price point. See Realtor Remarks for rate detail. Beyond the financing, the home itself is move-in ready. A brick-paver drive leads to an oversized 519-square-foot side-entry two-car garage — built-in cabinetry, a flex nook, and attic storage layered in for real-world living — and continues to a brick-paved rear patio anchored by a built-in firepit and built-in grill, a true outdoor entertaining room set against a 21-foot screened lanai that spans the entire rear of the home, accessible from the family room and breakfast nook, with a glimpse of the Legends golf course threading between adjacent homes. Inside, the floor plan is true split-bedroom. The primary suite occupies its own private wing — a generously proportioned 14'7" × 16'9" bedroom, dual walk-in closets, and a 14'7" × 10'5" primary bath with separate water closet. The secondary bedrooms sit on the opposite side of the residence, sharing a full bath, so guest stays and home-office layouts never crowd the owner's quarters. The center of the home opens to a near-400-square-foot family room that flows into a formal dining room, a 15'8" × 12'4" breakfast nook, and a Corian-counter kitchen with walk-in pantry. A full appliance suite — refrigerator, range with hood, microwave, dishwasher, disposal, washer, and dryer — conveys. Both baths carry solid-surface counters. Tile flows through the main living areas with carpet in the bedrooms. A brand-new roof was installed in 2025. Beacon Ridge sits inside the master-planned, guard-gated Legends community — a full-service golf-community lifestyle with golf course, clubhouse, on-site restaurant, fitness center, community pool and spa, tennis, pickleball, basketball, park, playground, and sidewalks throughout. Cable is included in the HOA and the community is golf-cart friendly. Liberty Hill is minutes from historic downtown Clermont and the celebrated Chain of Lakes — thirteen navigable, interconnected lakes running from Cherry to Louisa. The South Lake Trail, Waterfront Park on Lake Minneola, Citrus Tower, South Lake Hospital, Lakeridge Winery, and Lake Louisa State Park are all within a short drive. Walt Disney World, Universal, and Orlando International Airport are within easy daily reach via Lake County's expanding corridor network — including the Wellness Way and Schofield Road extensions currently building out direct Clermont-to-Horizon-West connectivity. Clermont's renowned Olympic-training corridor and waterfront downtown anchor the lifestyle here — this is a town that runs, rides, paddles, and golfs, and 3760 Liberty Hill puts all of it on the doorstep. Assumable FHA financing. Guard-gated Legends golf community. Split-bedroom plan with private primary wing and dual walk-in closets. 2025 roof. 519 sf side-entry 2-car garage. Built-in firepit and grill. Pickleball, tennis, pool, spa, fitness, and on-site restaurant. Move-in ready.